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About Personal Loan

Credy loans gives you the best offer for personal loan according to your salary or monthly income and existing EMIs. Loan amount will also depend on credit card usage, job continuity and stability in present residence. Personal Loan is an unsecured loan that can be applied by an individual or a company for Education, Holiday, Foreign Travels, House Renovation, Marriage etc.

A personal loan can help you in your sudden financial crisis when you see no help from anywhere. Surely you do need to tell the purpose of the loan amount to the bank that why do you want to take this loan. But you do not need a guarantor or security to procure a personal loan. Your own financials like monthly income, average bank balance repayment of running loans etc. are enough to get you a personal loan.

Personal Loan Products

Banks and Non-Banking Financial Companies (NBFC) in India offer different types of personal loans to meet specific purposes or expenses. While a personal loan can serve any purpose and it is not mandatory for you to state the purpose when applying for one, the different loan products simply help make the shopping process lot simpler. For example if you are looking for a personal loan to fund a wedding, researching and comparing wedding loans will prove a great starting point.

Medical Emergency

Credyloans offers you personal loan for your unexpected medical emergency.Get instant personal loan for your all kind of medical emergency expenses.

Wedding Purpose

You can manage your deram marriage day with our personal loan option. Have the wedding celebration of your dreams. Apply now personal loan for wedding purpose.

Holidaying Travel Loan

Holidaying abroad or at an exotic location is very much affordable with holiday travel loans that help finance your entire trip right from tickets to shopping. Saving up for a dream holiday, though typical, can cause you to lose a lot of precious time. Instead you can opt for suitable holiday loan and spend quality time with loved ones at your favourite destination, without burning a hole in your pocket.

Child Educations

Education is a costly affair at present times, but is essential to survive in this competitive setting. Funding your child’s education or even your own higher education with an education loan is a wise decision, for it enables you to pursue learning without being worried about the expenses involved in achieving your dream qualifications.

PERSONAL LOANS FOR GOVERNMENT EMPLOYEES

A stable job is a key criterion that heavily influences the availability of personal loan as well as its size. If you are employed in a reputed company, your chances of availing a personal loan are pretty high, however if you are a government employee you most likely can benefit from the preferential lending rates offered by select lenders.

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Personal Loan - Eligibility

Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a personal loan.

Age

Maximum age of applicant at loan maturity: 60 years

Income

Minimum Net Monthly Income: Rs 15,000

Credit Rating

Applicant should have the bank specified credit score.

Get a Quote

Now apply for a personal Loan online, All you need to do is provide your details below application form.